Free calculator

Borrowing Capacity Calculator

Get a rough borrowing-capacity estimate from income, commitments and an adjustable multiplier. This simplified calculation is not a loan offer.

Result
-525 €

Indicative capacity based on available monthly payment × entered coefficient.

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What you get

Get a rough borrowing-capacity estimate from income, commitments and an adjustable multiplier. This simplified calculation is not a loan offer.

How to use it

Enter only the requested values and check the unit shown beside each field. The main result gives the figure to use first. Details explain conversions, secondary quantities and rounding. Change any value to compare another situation without starting again.

Before using the result

Enter your actual rates, prices and durations, then test several scenarios. The result helps compare options and prepare a budget, but remains a simulation based on your inputs.